Treasury & Credit Analyst (Finance)

As a Treasury and Credit Analyst, your main responsibilities include balancing daily cash and allocating funds within the cash pool, initiating and processing both scheduled and off-cycle payments, and conducting timely credit reviews for new customer applications. Additionally, you will complete quarterly declarations for trade credit insurance, generate and provide management with scheduled and ad-hoc reports, and offer support and backup for various functions.

 

Key Responsibilities

Treasury Support

• Complete twice daily cash balancing activity and prepare daily cash position report of all incoming and outgoing cashflow
•  Generate the daily/weekly/monthly cash reports for management review
• Monitor incoming/outgoing payments and ensure cash availability for working capital purposes for all NA entities in corresponding bank accounts
• Process all requests for outgoing electronic payments after appropriate approval, both scheduled and off-cycle
• Create/modify ACH/Wire templates for approval.
• Generate and distribute payment confirmation detail
• Review and action exception items including ACH Positive Pay and distribution of returned payments detail
• Review/recommend transfer amounts for repatriation of excess cash daily/as needed
• Prepare payment forms for distribution of cash pool funds and load payments into the bank system
• Verify banking transactions and investigate/resolve any discrepancies
• Complete remote check deposits daily or as needed, and distribute support documentation as applicable
• Generate and load prior week actual activity into Taiga forecasting system, along with associated variance reporting
• Setup/modify banks in SAP for management review/approval
• Maintain security and confidentiality of financial records and Treasury related activities/transactions
• Provide assistance to Cash Supervisor on various special projects
• Perform other Treasury duties as assigned

 

Trade Finance Support

• Perform timely credit reviews for new customer applications as established by company policy and assign credit limits as applicable
• Obtain third party credit reporting data via provider platforms for department use and for internal stakeholder requests
• Apply for and obtain trade credit insurance decisions on selected customers as needed
• Complete buyer reviews as requested by trade credit insurance provider
• Communicate timely with internal and external stakeholders related to credit applications, credit reviews, and trade credit insurance information
• Maintain customer credit information via internal relational database program
• Review and complete third-party trade reference requests
• Generate and distribute monthly credit dashboard information to designated stakeholders
• Complete the quarterly trade credit insurance declarations process for review with the department manager
• Compile the quarterly ROCC (Regional Operational Credit Committee) presentation for internal stakeholders
• Perform updates to the Credit Management procedures manual
• Execute customer master data additions/updates
• Other Trade Finance duties as assigned

#LI-KW3, #LI-Onsite

Skills

Education/Experience: 

• Bachelor's Degree in Finance, Accounting, or Business Administration.
• Certified Treasury Professional designation is preferred but not required.
• Background in Treasury Operations with experience in cash management.
• Experience in credit and risk management, particularly in Trade Credit.
• Familiarity with Treasury Workstations and Bank Systems.

Finance